A traditional advisor typically offers personalized investment advice based on a client’s goals, risk tolerance, and financial situation. They may also manage investment portfolios and provide ongoing guidance and support.

On the other hand, a robo-advisor uses algorithms and computer algorithms to create and manage investment portfolios based on a client’s risk tolerance, goals, and timeframe. Many robo-advisors offer low fees compared to traditional advisors, and they often require minimal human involvement.

Overall, the main difference between a traditional and a robo-advisor is the level of human involvement and the cost of the services provided.